One connection for all your flows
One account per company: balances and movements in one place.
Global accounts. Collect, pay, and more...
Designed for businesses moving from $170K MXN a month. Fees up to 1.8%, no monthly fees and no fine print.
- Create your FITAL account online
- Fund your account
- Spend in your local currency
Virtual accounts
Fital Account
Collect, pay and more, anywhere in the world. Designed for businesses moving from $170K MXN a month. Fees up to 1.8%, no monthly fees and no fine print.
Built for businesses that move volume.
As an individual, get started in 15 minutes
Open your account
From your phone, with your ID and personal documents.
Your FITAL account
Online
Account opening
15min
- Official ID
- Personal documents
- Verification from your phone
Account ready to operate
Illustrative view · sample figures
Get paid in your local currency
Your client pays from anywhere in the world and the money lands in your FITAL account.
Your FITAL account
Online
Payment receivedYour client paid from abroad
Credited to your account
+ $86,400.00MXN
Available in your FITAL account
- Invoice FAC-1042Paid
Illustrative view · sample figures
Operate
Cards, Payroll, Payments, Collections — all from Fital.
Your FITAL account
Online
All from Fital
- CardsFor your team
- PayrollPay your people
- PaymentsTo suppliers
- CollectionsFrom your clients
Illustrative view · sample figures
You're in control
The dashboard tells you how much you have. You decide what to do with it.
Your FITAL account
Online
Available balance
$1,248,930.00MXN
- Collection · foreign client+ $86,400
- Supplier payment− $32,150
Illustrative view · sample figures
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Monthly volume from $170K MXN
Verifiable volume in collections, payments or both.
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Collect or pay in your local currency
To clients or suppliers abroad, in their local currency.
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Multiple users with permissions
Separate roles for finance, operations and management.
All tiers
Move up a tier for a better fee. Keep your monthly volume and your membership never expires.
Your tier
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02 Most popularFee
1.50%
Essential
Established businesses.
- Activation
- $99
- Monthly volume
- $10K
API for businesses
FITAL API
One API. Every rail. Pay, collect and reconcile from your ERP with a single account, in and outside Mexico.
Moving money shouldn't be an IT project.
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Quote
Register beneficiaries and quote payments to accounts in the Americas and Europe.
POST /v1/quotes -
Pay and collect
Pay from your ERP or generate the payment instructions for your client.
POST /v1/payments -
Get notified
The final result reaches your system through a signed webhook.
webhook payment.completed -
Reconcile
Every inflow and outflow of your account, with a downloadable receipt.
GET /v1/movements/{id}/receipt
01Quote
Register beneficiaries and quote payments to accounts in the Americas and Europe.
POST /v1/quotes
Request
POST /v1/quotes
{ "amount": 25000.00, "source_currency": "MXN", "target_currency": "USD", "beneficiary_id": "ben_4Rk9" }Response
201 Created
{ "quote_id": "qt_7Hn2", "expires_in": 60 }02Pay and collect
Pay from your ERP or generate the payment instructions for your client.
POST /v1/payments
Request
POST /v1/payments
{ "quote_id": "qt_7Hn2", "reference": "FAC-1042" }Response
202 Accepted
{ "payment_id": "pay_9Lx3", "status": "processing" }03Get notified
The final result reaches your system through a signed webhook.
webhook payment.completed
Request
WEBHOOK → your-erp.com/webhooks/fital
Fital-Signature: t=1731340800,v1=5f2c…
{ "type": "payment.completed", "payment_id": "pay_9Lx3" }Response
200 OK · signature verified on your server04Reconcile
Every inflow and outflow of your account, with a downloadable receipt.
GET /v1/movements/{id}/receipt
Request
GET /v1/movements/mov_2Qa8/receipt
Authorization: Bearer $FITAL_KEYResponse
200 OK
{ "movement_id": "mov_2Qa8", "reference": "FAC-1042", "receipt": "receipt.pdf" }Illustrative example · HTTPS + JSON · same contract in sandbox and production
Same contract in every environment
From testing to production by changing the base URL and the key, without touching your code.
Visibility into every payment
Track every payment in transit, no spreadsheets.
Fital Card
Receive money from abroad, keep your balance in dollars and pay with your Visa card at merchants in Mexico.
From abroad to your everyday purchases.
Authorized signature
Visa prepaid card issued by Lead Bank.
Visa prepaid card issued by Lead Bank.
Your Fital Card
Sample view
Application status
- Approved
- Shipment on its way
Transfer received
+ USD 2,500.00
Balance in dollars
Purchase at a merchant
$1,250.00 MXN
Paid with your Fital Visa Card in Mexico.
Purchases with your card
- Netflix purchase− $219.00 MXN
- Uber purchase− $148.50 MXN
Illustrative view · sample figures
Your agent
Coming soon
Your agent wants to spend
Software subscription
USD 49.00
Ad campaign
USD 120.00
API usage
USD 18.40
Assigned limitUSD 500.00 per month
UsedUSD 120.00
Cards for your AI agents too, with limits and your approval.
Illustrative view · sample figures
Cards for your AI agents too, with limits and your approval.
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Visa network
Pay at merchants that accept Visa in Mexico.
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Balance in dollars
Receive money from abroad and keep your balance in dollars.
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Control from the app
Check your balance and your card transactions.
The Fital Card is a Visa prepaid card issued by Lead Bank. Fital is not a bank.
Fital ecosystem
All of Fital, connected.
Every Fital page and product, one door away.
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