Prepaid Visa card · Issued by Lead Bank
With the Fital Card
Earn in dollars. Spend in pesos. Your balance stays in dollars.
How it works
Your Fital card in 4 steps.
No bank visits. No paperwork. No hidden fees.
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Step 1 of 4: Apply online
Verify your U.S. identity remotely. Approval in 24–48 hours. No SSN required if you have a valid passport.
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Step 2 of 4: Fund your account
Transfer from your U.S. bank via ACH or wire. Your balance stays in dollars.
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Step 3 of 4: Spend in pesos
Tap, swipe or shop online wherever Visa is accepted. Fital converts with a 0.3% FX fee; the Card charges 0% per international transaction.
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Step 4 of 4: Track everything in real time
See every transaction instantly. The app shows the exact exchange rate, the amount in pesos and the cost in dollars. No surprises.
Issuer, network and program
Who stands behind your card.
A prepaid Visa card issued by Lead Bank. Bridge Ventures LLC manages the program and Fital is the platform provider. Fital is not a bank.
- Lead BankIssues your card
- VisaThe payment network
- BridgeManages the program
- FitalPlatform ProviderResponsible for the application, access and management of the card. Fital is not a bank.
Issued by Lead Bank
Your card is issued by Lead Bank, a U.S. state-chartered bank, under license from Visa U.S.A. Inc.
Powered by Bridge (a Stripe company)
Program managed by Bridge Ventures LLC. U.S. money transmission by Bridge Building Inc, NMLS #2450917.
Prepaid Visa card
You spend the balance you load: no overdraft or credit.
Visa network
Issued by Lead Bank on the Visa network: use it everywhere Visa is accepted.
Fees in plain sight
Fital applies a 0.3% FX fee on the conversion from dollars to local currency; the Card charges 0% per international transaction.
Your balance, in dollars
Your balance stays in dollars. Prepaid card balances are not FDIC insured.
Fees and documents
Card fee schedule (Lead Bank)
Issued by Lead Bank • Visa U.S.A. Inc. • Powered by Bridge (a Stripe company)
| Item | Fee |
|---|---|
| Monthly fee | $0 |
| Per purchase | $0 |
| Cash reload | $0 |
| ATM | n/a |
| Customer service | $0 |
| Inactivity | $0 |
| International transaction | 0% |
| Per-transaction limit | $2,000 |
Not FDIC insured · No overdraft or credit.
The fees above apply to the Card (Lead Bank). Additionally, Fital applies a 0.3% FX fee on the conversion from dollars to local currency.
With the Fital Card